Wealth · Entities · Assets · Debt · Cash Flow · Bookkeeping

Everything you own.
Everything you owe.
Everything connected.

Rental properties, LLCs, family trusts, and personal accounts each keep their own books — reconciled automatically into one balance you can trust.

See features


Your data on your server · Google Gemini AI · No third-party sharing

Built for

Individuals & Households Real Estate Investors Small Business Owners Family Offices Accountants & CPAs Holding Companies
Personal & entity

The same ledger, whether it's
just you — or the whole portfolio

No stripped-down personal tier and no bolted-on business tier. Every screenshot below is the same product, pointed at a different life.

Just you

Checking, savings, a credit card, maybe a mortgage — the full ledger, sized to one person's finances.

Personal dashboard showing a single 'Personal' workspace with net worth of $186,899.93, three accounts, and everyday transactions like groceries, rent, and a freelance invoice.
  • One dashboard for your real accounts — net worth, this month's cash flow, and where the money actually went.
  • Assets & Debt tracks your mortgage and car loan the same way it tracks a landlord's rental portfolio — same amortization engine, same equity math.
  • Ask the AI Assistant about your own spending in plain English — no formulas, no exports.
Assets & Debt page showing a home and a car, each with current value, outstanding loan balance, and equity, for the Personal workspace.
Your mortgage and car loan, tracked like an investor's rental portfolio

Every entity you run

LLCs, trusts, holding companies, rental properties — each with its own books, consolidated onto one balance you can trust.

Maple St Rental LLC entity detail page, Ownership tab, showing '30% owned by Acme Holdings Inc.' with total assets, debt, and net position.
  • Real cross-entity ownership — when one LLC owns a stake in another, it shows up automatically with live numbers, not a spreadsheet you maintain by hand.
  • GL Rules and CSV import mean adding another entity doesn't mean re-learning your categorization from scratch.
  • Invite a bookkeeper or CPA with exactly the access they need — Admin, Bookkeeper, or Read Only, per entity.
3Entities, one login
30%Real cross-entity stake
$2.86MConsolidated balance
Chart of features

Everything you need to manage
complex finances

From your own checking account to a portfolio of businesses — organised, connected, and now AI-queryable. Grouped the way a real chart of accounts is: by what it touches.

0100 · INTELLIGENCE

AI Financial Assistant

Ask plain-English questions about your data. Powered by Google Gemini — free tier, 1,500 queries/day. Ask about trends, spending, budgets, and more.

1000 · STRUCTURE

Multi-entity ledgers

Separate books for each LLC, property, trust, or personal account — consolidated on one dashboard.

1500 · ASSETS

Assets & debt tracking

Real estate (residential, commercial, land, multifamily), vehicles, equipment, insurance. Loan amortization calculated automatically.

1800 · ASSETS

Property Books

Every property gets its own mini set of books — rent roll, YTD income & expenses, net operating income, and cap rate, calculated automatically.

2000 · RECORDS

Journal entries

Full double-entry bookkeeping with balanced debit/credit journal entries alongside regular transactions.

2400 · AUTOMATION

GL Rules engine

Auto-categorize imported transactions using pattern-matching rules. Set it once, runs on every import.

2800 · AUTOMATION

CSV bank import

Import from any bank with column mapping, duplicate detection, and GL Rules auto-categorization.

3000 · REPORTING

Full financial reports

P&L, Balance Sheet, Cash Flow, Trial Balance, General Ledger — with date ranges, print, and CSV export.

5000 · ACCESS

Multi-tenant workspaces

Isolated workspaces for different clients or organizations. Each with its own users, roles, and permissions.

6000 · OWNERSHIP

Multi-owner cap tables

Give any entity more than one owner — two LLCs each holding half of a third, a trust with three beneficiaries — each with its own %, managed from a real Owners list.

6400 · OWNERSHIP

Entity Flow Map

An interactive graph of how equity flows from every property and LLC up to Personal — built from your real owner records, not a spreadsheet you maintain by hand.

6800 · OWNERSHIP

Cross-workspace ownership

When one of your entities owns a stake in an entity that lives in a different workspace, it shows up automatically — a real read-only card with live, scaled figures, and a real edge on the Flow Map.

6900 · OWNERSHIP

Land ownership projects

Track co-owned land and property deals by acreage. Percentages calculate automatically, and owners push straight onto the hosting entity's cap table with one click.

AI Financial Assistant

Ask questions.
Get answers.

The 💬 Ask AI tab and floating chat button let you query your own financial data in plain English — including what you own indirectly, through entities that own stakes in other entities. Powered by Google Gemini's free tier. 1,500 queries/day, no credit card required.

🆓 Free tier — 1,500 queries/day ⚡ Instant answers 🔒 Data stays on your server 💬 Full conversation history
💬 Ask AI Acme Holdings
What is my net worth?
Your total net worth is $2,841,500 across all entities.

• Cash & accounts: $284,200
• Real estate equity: $1,940,000
• Investment Trust: $617,300
Which entity has the highest expenses?
Acme LLC leads with $42,600 in expenses YTD, mainly payroll ($28,400) and office rent ($9,600). Maple St Rental is second at $12,800.
What do I own indirectly through Acme Holdings?
One indirect stake: Acme Holdings owns 30% of Maple St Rental LLC, a separate workspace — worth $582,000 in attributable equity. It's shown automatically on your Entity Flow Map, no copy-pasting.
Ask anything about your finances…
Ownership & structure

Ownership that follows the money —
even across workspaces

Give any entity more than one owner, watch equity flow up to Personal on an interactive map, and see a stake your entity holds in a completely different workspace — live, with real numbers, no copy-pasting.

You → Acme Holdings Inc. → Maple St Rental LLC → 4-Unit Residential — Maple St

Ownership only ever flows one direction — from you, through however many entities sit in between, down to the asset underneath. The Entity Flow Map traces that whole chain automatically, for every asset you have a stake in, direct or not.

Maple Street Rentals
Maple St Rental LLC LLC
$1,940,000 total equity
30% · $582,000
Acme Holdings
Acme Holdings Inc. LLC
🔗 Owns 30% of Maple St Rental LLC in Maple Street Rentals
Real numbers, not a note. The stake shows up as a genuine read-only entity card — its actual asset value and debt, scaled to your %.
A real edge on the map. The Entity Flow Map draws it as a weighted connection with a real attributable dollar value, not a text footnote.
Source of truth stays put. Everything is read-only from the far side — the owning workspace sees it, but only the entity's own workspace can edit it.
Access control

The right access for every team member

Invite your bookkeeper, CPA, or partner with exactly the access they need. Approval flow included.

Role View dashboard & reports Add / edit transactions Invite & manage users Approve access requests
Admin ✓✓✓✓
Bookkeeper ✓✓——
Read Only ✓———
Custom Pick exact tabs and entities per user — anything between Read Only and Admin, filtered per entity too.

One login — multiple workspaces

Users with access to multiple workspaces choose which to enter at login. Data is fully isolated between workspaces.

Acme Holdings
Tim DavidAdmin
Sarah K. (CPA)Read Only
James T.Bookkeeper
Maple Street Rentals
Tim DavidAdmin
Property ManagerBookkeeper
How it works

Up and running in minutes

Sign in with Google, create your workspace, and start asking questions about your finances.

JE-01

Sign in with Google

No passwords. Your Google account secures your login.

JE-02

Create a workspace

One workspace per client, company, or portfolio.

JE-03

Add entities & accounts

LLCs, properties, trusts — each with their own accounts.

JE-04

Import transactions

Upload a bank CSV. GL Rules categorize automatically.

JE-05

Ask AI anything

"What's my biggest expense?" — instant plain-English answers.

Security

Your data stays yours

Your data lives on your own server. No third party ever sees your financial data — except when you use the AI assistant.

DatabaseYours — self-hosted MySQL, we never touch it
AuthenticationGoogle OAuth — no passwords stored
New accountsHeld pending until an admin explicitly approves
WorkspacesFully isolated — you only see what you're invited to
AI queriesA data summary goes to Google Gemini; storage stays on your server
Your dataExportable as JSON anytime — never locked in

Ready to get financial clarity?

Sign in with Google. Create a workspace. Start asking questions.

Your data · Your server · Google Gemini AI